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GOP Healthcare plan

  • Wolves of Babylon
    Honestly ours is $0 premium, $2500 family deductible/$1000 individual. Pretty luck as my wifes company(smaller business) just eats the premium cost.

    But I do know others are defintely struggling with increases in premiums and deductibles

    Sent from my SM-G935T using Tapatalk
  • Spock
    The government did this all wrong. They couldn't of easily opened the free market and let competition drive down prices. When the government for involved is when the prices went up.
  • gut
    Spock;1858007 wrote:The government did this all wrong. They couldn't of easily opened the free market and let competition drive down prices. When the government for involved is when the prices went up.
    No one will want to hear this, but doctors and hospitals make a lot more money than in Europe. That is where most of the cost is, along with cost in unnecessary tests.

    There just isn't much margin in insurance for competition to drive down (unless you start squeezing the doctors and hospitals). That is why single payer won't work like people think, because no politician is going to admit that "the fix is to pay doctors and hospitals a lot less". Good luck with that.
  • Dr Winston O'Boogie
    gut;1858176 wrote:No one will want to hear this, but doctors and hospitals make a lot more money than in Europe. That is where most of the cost is, along with cost in unnecessary tests.

    There just isn't much margin in insurance for competition to drive down (unless you start squeezing the doctors and hospitals). That is why single payer won't work like people think, because no politician is going to admit that "the fix is to pay doctors and hospitals a lot less". Good luck with that.
    some of these large hospitals remind me a lot of the way colleges have expanded their administration and support functions exponentially to justify huge tuition increases. I had a neighbor in Cleveland that worked at the Cleveland Clinic. Holy crap - that place was staffed out the rear with thousands of people working in areas like IT , marketing and -of course - HR. Hearing from him about that kind of overhead confirmed to me why it costs a small fortune to have anything done there. The Clinic is like the Ohio State of hospitals - both seem to have lost the plot.
  • QuakerOats
    Congress should trade pre-existing coverages for complete and absolute tort reform. The massive savings from getting trial attorneys off the ass of doctors/hopsitals would far, far outweigh additional expenditures for some type of work-around on pre-existing conditions. The liability insurance costs paid by doctor's is absolutely sickening, and could probably cut medical expenses by 20% right out of the gate if eliminated.
  • FatHobbit
    https://www.google.com/amp/amp.usatoday.com/story/97056938/

    Looks like there is some competition on the way...
  • Dr Winston O'Boogie
    QuakerOats;1858322 wrote:Congress should trade pre-existing coverages for complete and absolute tort reform. The massive savings from getting trial attorneys off the ass of doctors/hopsitals would far, far outweigh additional expenditures for some type of work-around on pre-existing conditions. The liability insurance costs paid by doctor's is absolutely sickening, and could probably cut medical expenses by 20% right out of the gate if eliminated.
    What's your proposed reform look like? How much of our medical costs are truly attributed to malpractice liability insurance premiums? You believe that medical expenses could be reduced by 20 % with an elimination of insurance for doctors. Since medical costs for the US in 2016 was something like $3.0 trillion. According to you, about $600 billion is the cost of malpractice insurance then (20% x $3.0 trillion).

    i just want to be clear on your points.
  • isadore
    QuakerOats;1851492 wrote:From Team Trump:


    Your House Majority just voted to REPEAL the disastrous train wreck known as ObamaCare.

    Your representatives listened to your opinions and concerns and united members of our Party around a conservative bill that shreds ObamaCare to pieces.

    And most importantly, Congress will NO LONGER be exempt from our health care laws. Your representatives will be forced to follow the same laws as We The People.
    Gosh a ruddies! What a difference a month makes.
    Trump, GOP Leaders Take Victory Lap After House Passes ‘Trumpcare’
    by Ali Vitali
    Comment
    President Donald Trump celebrated on Thursday taking the first step toward repealing and replacing Obamacare.
    Trump called the measure "incredibly well crafted" and praised House Republicans for passing a "great plan" that will end the "suffering" and "ravages" of Obamacare and credited the legislation for uniting the GOP.

    http://www.nbcnews.com/politics/white-house/trump-gop-leaders-take-victory-lap-after-house-passes-trumpcare-n754896
    Now
    President Donald Trump told Republican senators lunching at the White House Tuesday the House-passed health care reform bill he celebrated earlier this year was "mean," a source told CNN.
    Trump made clear multiple times that he was pleased that the Senate negotiations appeared to be moving away from where the House version of the repeal and replace effort ended up, according to three sources familiar with the meeting.
    Trump told the lawmakers that the House bill didn't go far enough in protecting individuals in the marketplace -- and appeared to use that as his rationale for why he has ambiguously called twice for the Senate to "add more money" to the bill.
    http://www.cnn.com/2017/06/13/politics/trump-senators-health-care-white-house-meeting/
  • Dr Winston O'Boogie
    Welcome back Sleeper.
  • CenterBHSFan
    Is it just me... or are news outlets relying on "sources" more than they are names?
    The conspiracy theorist in me (haha) thinks that these sources are definitely real people and not just journalistic/propaganda crutches. And the reason why there are so many leaks and dramas being told to these news outlets is because the outlets are wasting time chasing all these tremors and not paying attention to the epicenter.
  • friendfromlowry
    FatHobbit;1858454 wrote:https://www.google.com/amp/amp.usatoday.com/story/97056938/

    Looks like there is some competition on the way...
    I know I'm very late to the discussion, but did you mean there's competition in that:
    1) People who can afford to or able to will just have their operation overseas, or
    2) This type of system could come to America?
  • FatHobbit
    friendfromlowry;1859422 wrote:I know I'm very late to the discussion, but did you mean there's competition in that:
    1) People who can afford to or able to will just have their operation overseas, or
    2) This type of system could come to America?
    They are building a new facility at the Grand Cayman Islands which is an hour from Florida by plane. I can easily see an insurance company paying for a flight when the hospital is so much more affordable. (Assuming the Drs and outcomes are still good)
  • gut
    FatHobbit;1859442 wrote:They are building a new facility at the Grand Cayman Islands which is an hour from Florida by plane. I can easily see an insurance company paying for a flight when the hospital is so much more affordable. (Assuming the Drs and outcomes are still good)
    Except insurance companies don't pay the same price as someone off the street....they've negotiated usually something like 1/10th the price.

    Not sure if 1% of the cost in these cases is fair or accurate, but it is pretty true that our doctors and hospitals cost, on average, about twice what they do in Europe (which means our specialists might be 4-5X).
  • dwccrew
    QuakerOats;1857106 wrote:The People detest obamaKare, more than any other legislation in history. The 20 million who have faux insurance now, essentially had care anyhow. So the other 300 million got fucked, and no one is better off. This was predicted to happen; another liberal nightmare coming home to roost.


    OWN IT
    Maybe people you know detest it, I know many people that are thankful for it. I was never a supporter of the ACA, but to say the people detest it is just your opinion based upon the people you associate with.
    QuakerOats;1857622 wrote:ACA was designed to fail in order to get to government single-payer. Everyone knows that. Unfortunately for the Marxists, the left did not win any elections after 2010, because The People resoundingly and repeatedly have rejected obamaKare as a total disaster brought to us completely by liberal democrats. When in the hell are you going to simply accept this reality and OWN the disaster.
    I do believe the left did win one important election after 2010. Obama's re-election in 2012.
  • Con_Alma
    https://www.budget.senate.gov/imo/media/doc/SENATEHEALTHCARE.pdf

    Here's the healthcare bill.
  • ppaw1999
    http://www.msn.com/en-us/news/politics/9-trump-promises-the-gops-better-care-act-breaks/ar-BBD2XRY?li=BBmkt5R&ocid=spartandhp

    Back to the drawing board?
  • Dr Winston O'Boogie
    Trump is a blowhard who says anything to get his way. We've been listening to years of conservatives telling us Obamacare is the end of our civilization as we know it. Keep in mind, the right has never done one thing to address a healthcare crisis that has raged on in this country for decades (long before Obama came along). Now Trump puts forth a plan that meets none of the things he said it would. There has never been a president in my lifetime that has lied so often and so fast as this guy. I love how he dishes out his juvenile insults and then cries like a baby when he decides anyone has been "very rude" to him.

    I cannot believe this clown is our president. A crying shame
  • Spock
    Dr Winston O'Boogie;1860142 wrote:Trump is a blowhard who says anything to get his way. We've been listening to years of conservatives telling us Obamacare is the end of our civilization as we know it. Keep in mind, the right has never done one thing to address a healthcare crisis that has raged on in this country for decades (long before Obama came along). Now Trump puts forth a plan that meets none of the things he said it would. There has never been a president in my lifetime that has lied so often and so fast as this guy. I love how he dishes out his juvenile insults and then cries like a baby when he decides anyone has been "very rude" to him.

    I cannot believe this clown is our president. A crying shame
    The flaw here is that you think the government should be in the business of controlling or as you say "fixing" it.

    Health insurance is out of control and out of reach for most because of 2 things: our society doesn't value health until they are already sick ( 60% of US people are obese) and the other thing is that the government subsidies drive up cost because insurance companies know that the government is good at spending other people's money
  • salto
    Spock;1860145 wrote:The flaw here is that you think the government should be in the business of controlling or as you say "fixing" it.

    our society doesn't value health until they are already sick

    The AHCA encourages that healthy people forego coverage until they're sick. Thankfully, this version will never pass.
  • Dr Winston O'Boogie
    Spock;1860145 wrote:The flaw here is that you think the government should be in the business of controlling or as you say "fixing" it.
    I don't think it's a simple as government "fixing it". But the fact is that over the last 20 years, costs to the patient has skyrocketed and access has become much more difficult for some. This problem has been around through successive administrations without any attempt to counter it. Obamacare is not a fix all. But it is a step toward addressing the most pressing issues. Now instead of trying to build upon it, Trump is rushing through something that will make it more difficult for the most vulnerable among us to receive basic care. I think that is going the wrong way.
  • Spock
    Dr Winston O'Boogie;1860191 wrote:I don't think it's a simple as government "fixing it". But the fact is that over the last 20 years, costs to the patient has skyrocketed and access has become much more difficult for some. This problem has been around through successive administrations without any attempt to counter it. Obamacare is not a fix all. But it is a step toward addressing the most pressing issues. Now instead of trying to build upon it, Trump is rushing through something that will make it more difficult for the most vulnerable among us to receive basic care. I think that is going the wrong way.
    Let's not tag a 20 year curve in this. It's been 7 or8 years that prices skyrocketed.
  • Dr Winston O'Boogie
    Spock;1860216 wrote:Let's not tag a 20 year curve in this. It's been 7 or8 years that prices skyrocketed.
  • gut
    Dr Winston O'Boogie;1860142 wrote: Keep in mind, the right has never done one thing to address a healthcare crisis that has raged on in this country for decades (long before Obama came along).
    Ummmm, Medicare D had been the largest expansion of the welfare state since Medicare was enacted in 1965.

    But never let the facts get in the way of a good 'ol partisan view.
  • Dr Winston O'Boogie
    gut;1860232 wrote:Ummmm, Medicare D had been the largest expansion of the welfare state since Medicare was enacted in 1965.

    But never let the facts get in the way of a good 'ol partisan view.

    I should have said "never done one thing to address the cost of healthcare". Poor phrasing.
  • Dr Winston O'Boogie
    Spock;1860216 wrote:Let's not tag a 20 year curve in this. It's been 7 or8 years that prices skyrocketed.