Thinkin' About Living at a Campground

• se-alum

  

  So, I've recently been tossing around the idea of living in my camper during the summer months(Apr-Oct). Basically, this would allow me to save money to build the home I want in a few years. It's on a permanent spot at a very nice place. Rent w/ utilities would cost me right about $300/mo. I currently pay $350 for rent, and utilities cost me another $300 where I'm currently at. The drive is an extra 15-20 minutes each way to work from the campground, which would cost me about $60/mo above what I'm paying now in gas. My parents and brother have both offered me a bedroom during the winter months(Nov-Mar) for $100/mo. The big hang up is living w/ my parents or my brothers family for 5 mo. I'm not sure I can handle it. I do pay $200/mo for my loan on the camper, but that would be the same no matter where I lived. So, would you do it to save roughly $4500/yr??
• Raw Dawgin' it

  

  I have 3 gold fish
• THE4RINGZ

  

  Does the camper cost more to insure every year than renter's insurance?
• thavoice

  se-alum;1141046 wrote:So, I've recently been tossing around the idea of living in my camper during the summer months(Apr-Oct). Basically, this would allow me to save money to build the home I want in a few years. It's on a permanent spot at a very nice place. Rent w/ utilities would cost me right about $300/mo. I currently pay $350 for rent, and utilities cost me another $300 where I'm currently at. The drive is an extra 15-20 minutes each way to work from the campground, which would cost me about $60/mo above what I'm paying now in gas. My parents and brother have both offered me a bedroom during the winter months(Nov-Mar) for $100/mo. The big hang up is living w/ my parents or my brothers family for 5 mo. I'm not sure I can handle it. I do pay $200/mo for my loan on the camper, but that would be the same no matter where I lived. So, would you do it to save roughly $4500/yr??

  Ya could give up your memberships to the online child porn sites ya like to frequent. You would save that in like 6 months
• se-alum

  

  THE4RINGZ;1141049 wrote:Does the camper cost more to insure every year than renter's insurance?

  Don't know what renters insurance cost a month, but it's $25/mo to insure the camper.
• gut

  I'm not sure your math makes sense. Even assuming it does, $200/mo for the camper financing PLUS depreciation would seem to point to the obvious choice of, DUH, sell the camper. (or, if it's underwater....burn it).
  
  $300 for utilities in your apartment? That makes no sense. For something of that size I would think about $80 a month. If you're talking cable and internet, then if you do without in the camper you can do without in the apartment.
• gut

  se-alum;1141057 wrote:Don't know what renters insurance cost a month, but it's $25/mo to insure the camper.

  Also, living in a van down by the river won't ploll well with the ladies.
• OSH

  

  se-alum;1141057 wrote:Don't know what renters insurance cost a month, but it's $25/mo to insure the camper.

  I think I pay $15 a month for renters insurance on my house.
• Pick6

  

  how on earth does your utilities cost you $300 a month?
• OSH

  

  Pick6;1141143 wrote:how on earth does your utilities cost you $300 a month?

  That does seem high.
  
  I guess if you throw in: water, gas heat, electric, and trash, it could run it up. Now, it could even be more IF the heat is not gas and is electric. Electric heat can get expensive depending on the size of the house AND how hot it's kept in the house.
• se-alum

  

  gut;1141058 wrote:I'm not sure your math makes sense. Even assuming it does, $200/mo for the camper financing PLUS depreciation would seem to point to the obvious choice of, DUH, sell the camper. (or, if it's underwater....burn it).
  
  $300 for utilities in your apartment? That makes no sense. For something of that size I would think about $80 a month. If you're talking cable and internet, then if you do without in the camper you can do without in the apartment.

  I'm not going to sell it. I'm not in a situation where I can't afford it, I was just thinking I could save even more money by living in it. Moreso just me being greedy. I live in an older mobile home, that is all electric. Electric bill can run anywhere from $150-$250. Also in the utilities is trash, water, cable, and internet. At the campground, I wouldn't pay anything for trash or water. I can get internet for about $25/mo., and I would get Direct TV. Electric would be about $20/mo.
• said_aouita

  

  gut;1141059 wrote:Also, living in a van down by the river won't ploll well with the ladies.

  Better than mom's place.
• chicago510

  

  I'm confused by your logic. You live in a mobile home that costs $300/mo in utilities alone, but you can afford a camper? You have $850 outgoing monthly in rent, utilities, camper loan.
  
  Thats a chunk of change that could be put towards more reasonable living no?
• gut

  said_aouita;1141174 wrote:Better than mom's place.

  No, you can definitely do a lot worse than mom's basement...like, A VAN DOWN BY THE RIVER!!!
• gut

  chicago510;1141176 wrote: Thats a chunk of change that could be put towards more reasonable living no?

  Calm down....He's got it all worked out. Maybe even hang a shingle outside that camper that says "financial advisor" and deduct it as an office expense!
• GOONx19

  

  For only $4500, no.
• OSH

  

  If you are concerned about saving money...
  
  Why spend money on cable and the internet?
• TigerNation10

  

  What campgrounds would you be staying at?
• se-alum

  

  chicago510;1141176 wrote:I'm confused by your logic. You live in a mobile home that costs $300/mo in utilities alone, but you can afford a camper? You have $850 outgoing monthly in rent, utilities, camper loan.
  
  Thats a chunk of change that could be put towards more reasonable living no?

  I see what you're saying. Here's the thing though, I was just looking at it as an option to save money, not as something I need to do to survive. I'm not interested in selling the camper, as that's what I like to spend my free time doing in the summer. If I was struggling to survive, then yea, I'd sell the camper, no questions asked. So basically, the camper is staying, so I was just contemplating the idea of moving there to save some cash since I already have it.
• se-alum

  

  TigerNation10;1141190 wrote:What campgrounds would you be staying at?

  http://www.longsretreat.com/
• dwccrew

  

  LOL, poor people.
  
  
  /sleeper'd
• sportchampps

  Is it a nudist campground
• Timber

  Should have kept this one to yourself... sometimes you just have to know when not to speak up... BTW, Enjoy those summer Thunderstorms/Tornado warnings in your camper.... Ya never see those in the news or anything.
• said_aouita

  

  Looks like a fairly nice camp ground. I assume the permanent residents at the camp ground are in a separate area from the weekend renters?
  
  I'd consider checking out the place on a busy weekend before moving there. May find out the permanent residents are loud and obnoxious.
• ZWICK 4 PREZ

  

  se-alum;1141159 wrote:. I live in an older mobile home, that is all electric. Electric bill can run anywhere from $150-$250. Also in the utilities is trash, water, cable, and internet. At the campground, I wouldn't pay anything for trash or water. I can get internet for about $25/mo., and I would get Direct TV. Electric would be about $20/mo.

  If your options are to live in a trailer or live in a different trailer for $300 less a month, it doesn't seem like a hard decision.