Car shopping

• justincredible

  

  Congrats, they are nice cards.
• GoChiefs

  

  justincredible;1109479 wrote:Congrats, they are nice cards.

  
  They are nice cars too.
• justincredible

  

  I derped. I was looking at baseball cards when I posted that.
• THE4RINGZ

  

  justincredible;1109529 wrote:I derped. I was looking at baseball cards when I posted that.

  
  In your mom's basement?
• justincredible

  

  No, on my couch. Why?
• dlazz

  Now onto car insurance. I went with Progressive, Eric, Allstate, Nationwide and Geico.
  
  Nationwide and Geico are way cheaper than everyone else.
  
  Anyone have experience with Geico?
• justincredible

  

  dlazz;1109545 wrote:Now onto car insurance. I went with Progressive, Eric, Allstate, Nationwide and Geico.
  
  Nationwide and Geico are way cheaper than everyone else.
  
  Anyone have experience with Geico?

  Your avatar?
• dlazz

  justincredible;1109559 wrote:Your avatar?

  I meant Erie, but yes. My avatar too.
• justincredible

  

  We have Allstate and have no complaints. I'd check out esurance. Not only do they have Jim from The Office as their voice over actor, they are backed by Allstate. Not sure how their rates stack up, but they claim to be pretty cheap.
• hoops23

  

  State Farm was far and away the cheapest for me. They were also wonderful when I got into an accident shortly after xmas.
• GoChiefs

  

  Just dropped Nationwide for Progressive. Fuck Nationwide.
• dlazz

  hoops23;1109579 wrote:State Farm was far and away the cheapest for me. They were also wonderful when I got into an accident shortly after xmas.

  I tried State Farm too. Their "basic" package was $111. Geico is best so far at about $51/month.
  
  I was blown away by how much lower they were that I went back and double-checked my options to make sure I did everything right.
• said_aouita

  

  dlazz;1109545 wrote: Anyone have experience with Geico?

  Yup. They use a gecco with a British-English accent in their commercial.
  
  Geico also stands for Government Employee insurance company. Not sure what year they became a public insurance co.
  
  Also- If you own a house, I'd recommend getting your home owners and car insurance through the same company. Usually cheaper.
• ZWICK 4 PREZ

  

  dlazz;1109471 wrote:I am the proud owner of a 2012 Hyundai Elantra.

  
• justcompete

  Be careful. The companies that offer minimum coverage leave you open to law suites that can take what you own, or draw from your pay checks if the court finds that you did more damage that what you are covered for.
• bo shemmy3337

  dlazz;1109471 wrote:I am the proud owner of a 2012 Hyundai Elantra.

  I drove one of those when My Mitsubishi needed a spot touched up. Nice car I did not care for the little man in the console though.
• bo shemmy3337

  justcompete;1109777 wrote:Be careful. The companies that offer minimum coverage leave you open to law suites that can take what you own, or draw from your pay checks if the court finds that you did more damage that what you are covered for.

  assuming he did not pay in cash, he is going to have to have full coverage.
• dlazz

  There are companies that offer state-minimum coverage. If I drive into a Porsche and total it, state-minimum coverage ain't gonna cover it.
• bo shemmy3337

  dlazz;1110234 wrote:There are companies that offer state-minimum coverage. If I drive into a Porsche and total it, state-minimum coverage ain't gonna cover it.

  That is correct but if you take a loan you must have full coverage.
• Mulva

  

  dlazz;1109596 wrote:Geico is best so far at about $51/month.

  Strangely enough, that happened to me too. I pay $60 a month though.
  
  I don't really have any "experience" with them, because I've never been in an accident or had to file a claim, but they were 15-20 bucks cheaper than anyone else I checked, and I looked into 6-7 different companies.
  
  The state minimum vs. Porsche point you brought up was another good thing about leasing though. Had to up the insurance minimums to 100/300/50 as a requirement for the lease, but gap coverage is built into the lease at no charge, at least through Hyundai, so if I total my car I won't be paying shit out of pocket. I don't know how it applies to other drivers, but I don't intend to smash into anyone.
• dlazz

  Mulva;1110766 wrote:Strangely enough, that happened to me too. I pay $60 a month though.
  
  I don't really have any "experience" with them, because I've never been in an accident or had to file a claim, but they were 15-20 bucks cheaper than anyone else I checked, and I looked into 6-7 different companies.
  
  The state minimum vs. Porsche point you brought up was another good thing about leasing though. Had to up the insurance minimums to 100/300/50 as a requirement for the lease, but gap coverage is built into the lease at no charge, at least through Hyundai, so if I total my car I won't be paying shit out of pocket. I don't know how it applies to other drivers, but I don't intend to smash into anyone.

  Yeah, they talked me into ~60 a month when I did my insurance tonight. I'm curious if my financing requires a tier that high. I think I'm at 50/100/25 or something