What Bank do you prefer?

• JTizzle

  Do you prefer one of the larger Corps like Bank of America, Chase or a smaller hometown bank that is less vulnerable and not leveraged near as much?
• ernest_t_bass

  

  Sperm bank, mostly for lunches.
• GoPens

  

  FDIC insures up to $250,000 whether it's a big bank or small. Personally,I prefer giving my business to the locally owned bank.
• ernest_t_bass

  

  I put my real money in a regional chain.
• BR1986FB

  I used to bank with larger banks like Huntington & Fifth 3rd but was sick of them putting 3-7 day "holds" on my paychecks. Switched over to a smaller bank, which my company banks through, so now there are no holds. My money is available immediately.
• Midstate01

  

  USSA
• Sonofanump

  Company has automatic deposit to 5/3, so I use that. We have a shit load of PNC in the area, so the wife uses them so ATM is easy.
• vball10set

  5/3 for home, Huntington for work
• dlazz

  Credit Union
• Pick6

  

  Going to school a few hours from where I am from prevents me from using regional banks. I have kept my regional bank account from home however. I have Huntington as well as my primary account since it is near home as well as school. Have never had any problems with them/
• TedSheckler

  

  I bank at Chase. I have no problems with them. I never get holds on checks, plus I like the fact I can deposit a check or cash in the ATM up until 11PM and it goes in that days business.
• JTizzle

  ernest_t_bass;1214367 wrote:Sperm bank, mostly for lunches.

  Do they pay decent interest on your deposits?
• derek bomar

  

  Chase. Their iPhone app is boss
• ernest_t_bass

  

  JTizzle;1214464 wrote:Do they pay decent interest on your deposits?

  
  I make withdrawals, not deposits.
• THE4RINGZ

  

  Big fan of Chase myself.
• karen lotz

  

  derek bomar;1214474 wrote:Chase. Their iPhone app is boss

  
  I concur.
• Con_Alma

  I prefer the closest one.
• ts1227

  

  GoPens;1214377 wrote:FDIC insures up to $250,000 whether it's a big bank or small. Personally,I prefer giving my business to the locally owned bank.

  But Salem doesn't have a local bank worth a damn IMO
• WebFire

  My local bank didn't have a lot of the nice features, technology or other, that the big banks could offer. And, when I was with them, I was constantly getting letters with new debit cards because their database was compromised. Haven't had that problem at 5/3.
  
  Plus, the building my company owns houses 5/3 on the first floor, so it is very convenient.
• THE4RINGZ

  

  ts1227;1214553 wrote:But Salem doesn't have a local bank worth a damn IMO

  
  You live in Wooster now cowboy.
• raiderbuck

  Chase. Always have, probably always will.
• DeyDurkie5

  

  Con_Alma;1214545 wrote:I prefer the closest one.

  
  So you don't put your money in any bank? Or you just picked the most retarded answer to respond with?
• Con_Alma

  DeyDurkie5;1214670 wrote:So you don't put your money in any bank? Or you just picked the most retarded answer to respond with?

  Uhhh, yeah. Why would you think I don't based on that answer?
  
  The original poster offered features as examples that may determine such a choice. That lends to the inclination he was seeking for why certain banks would be chosen.
  
  I offered that answer. I didn't base the decisions on size nor potential "vulnerability" due to leveraged values but rather location.
  
  The question was which bank do I prefer. I prefer the closest one to my home.
• gut

  In my experience, they are all pretty much the same. Just shop for the best rates on credit, savings and mortgages. I wouldn't worry about solvency so long as you have less than $250k in there (which should never be the case unless you're filthy rich - it should be invested). OK, exception if you have a 2-3 kids getting ready for college and you don't want to be caught in a bear market.
• GoPens

  

  ts1227;1214553 wrote:But Salem doesn't have a local bank worth a damn IMO

  Never had an issue with Farmers.