OC Business Exchange

• Drums of War

  I know many of us on here are professionals in some ways or others as I have read people giving advice on legal, business, or even maintenance or mechanical issues. I thought I might start a place for folks to get the advice they need. I myself am a licensed Property, Casualty, Life and Health Insurance Agent, and I specialize in Risk management for commercial insurance. I would be more than happy to offer free advice, or just point someone in the right direction hoping they would do the same for me in their field.
• Sonofanump

  Will filing a claim for $150 over my deductible make my premiums go up?
• ernest_t_bass

  

  Sonofanump;1204951 wrote:Will filing a claim for $150 over my deductible make my premiums go up?

  This is the major thing I LOATHE about insurance companies. "Don't use us, or we'll charge you more! Just give us yoar money!"
• THE4RINGZ

  

  Sonofanump;1204951 wrote:Will filing a claim for $150 over my deductible make my premiums go up?

  Depends on the adjuster, some of them are real bags of douche.
• sleeper

  

  I can do pretty much anything in Excel besides bang your wife. I work in the Financial field.
• gorocks99

  

  sleeper;1204978 wrote:I can do pretty much anything in Excel besides bang your wife. I work in the Financial field.

  Do you do a lot in terms of macros/VBA? I use basically all other features in Excel but haven't brought myself to learn VBA yet. If you have any suggestions on where to start learning, I'll take them.
• sleeper

  

  gorocks99;1204985 wrote:Do you do a lot in terms of macros/VBA? I use basically all other features in Excel but haven't brought myself to learn VBA yet. If you have any suggestions on where to start learning, I'll take them.

  I'm not very good with VBA but I have built a few things that make my life easier and I use a few macros people at work have built for me. The best way to learn is to use the "record macro" button and play around with different functions of excel. Then go look at the code that was popped out. You'll start picking up little things here and there; and eventually you'll be able to just build it in Excel.
• lhslep134

  

  You can ask me legal advice for 2 more years. Then you'll have to pay for it
• Fab1b

  

  ernest_t_bass;1204964 wrote:This is the major thing I LOATHE about insurance companies. "Don't use us, or we'll charge you more! Just give us yoar money!"

  It puts food on my table though
• Sonofanump

  ernest_t_bass;1204964 wrote:This is the major thing I LOATHE about insurance companies. "Don't use us, or we'll charge you more! Just give us yoar money!"

  Yeah, it's not a bank or a loan. It's risk management to stay in business to pay for larger claims.
• Sonofanump

  THE4RINGZ;1204970 wrote:Depends on the adjuster, some of them are real bags of douche.

  I am pretty sure it is not the adjuster who makes that decision, rather an underwriter with charts.
• Sonofanump

  lhslep134;1204990 wrote:You can ask me legal advice for 2 more years. Then you'll have to pay for it

  Which state?
• dlazz

  Drums of War;1204944 wrote:I know many of us on here are professionals in some ways or others as I have read people giving advice on legal, business, or even maintenance or mechanical issues. I thought I might start a place for folks to get the advice they need. I myself am a licensed Property, Casualty, Life and Health Insurance Agent, and I specialize in Risk management for commercial insurance. I would be more than happy to offer free advice, or just point someone in the right direction hoping they would do the same for me in their field.

  I applied and interviewed for a Claims job. It sounded like a shitty job. Is it a shitty job?
  
  Edit: I work in IT. I know computers and shit.
• j_crazy

  

  I'm a professional petroleum engineer. I can answer some questions if you got them.
• lhslep134

  

  Sonofanump;1205045 wrote:Which state?

  Haha it was a joke because my advice would be get a lawyer. But if you're curious about a legal issue feel free to PM me and I'll see what I can look up.
• ZWICK 4 PREZ

  

  I can automate a process so well that all of you shop class flunkies will lose your jobs. Ask GoChiefs... I'd imagine he's pretty lonely down there in the plant.
  
  Jk. I hate what my job means for laborers and their necessity, but it keeps me employed.
• ernest_t_bass

  

  ccrunner609;1205295 wrote:how can I help?

  
  By leaving.
• ohiobucks1

  

  ernest_t_bass;1205297 wrote:By leaving.

  Boom
  
  
  I can help with your ebay selling needs
• Azubuike24

  

  A claims adjuster has zero effect on premium.
• Con_Alma

  ZWICK 4 PREZ;1205259 wrote:I can automate a process so well that all of you shop class flunkies will lose your jobs. Ask GoChiefs... I'd imagine he's pretty lonely down there in the plant.
  
  Jk. I hate what my job means for laborers and their necessity, but it keeps me employed.

  Industrial Engineering???
  
  I though you were a EE.
  
  Efficiency experts will always be needed and have value. A lot of times it's just a part of their job function.
• ZWICK 4 PREZ

  

  Con_Alma;1205928 wrote:Industrial Engineering???
  
  I though you were a EE.
  
  Efficiency experts will always be needed and have value. A lot of times it's just a part of their job function.

  Controls Engineer
• BR1986FB

  Director for an executive recruiting firm. I place sales, marketing, service & management professionals nationally. My firm places technical (engineers, etc), supply chain, IT, accounting and packaging professionals. My niches are primarily industrial sales with verticals focusing heavily on the HVAC and elevator industries. Company has been in business since 1979 and I've been with them going on 19 years.
• se-alum

  

  I'm a Materiel Management Specialist, I doubt anyone has any questions for me...lol.
• slcoach

  I'm an accountant (Unless I screw up, a CPA after the final part of my test on July 13). I have always worked in a public firm, so I know taxes and Quickbooks.
• justincredible

  

  I make websites.