Where should I open a new savings account?

• Con_Alma

  sleeper;975053 wrote:Just because they are non-profit doesn't mean they aren't out to make money. They just call the profit "surplus" and don't pay any taxes.

  There are also not for profits that pay the amount that would be tax liability to designated and approved charitable entities.
  
  "Non-Profits" and "Not-For_Profits" can be very profitable ventures.
• raiderbuck

  Invest it.
  
  If you're paying a monthly fee to have an account (basic checking or savings), then you're doing it wrong. I bank with Chase. Have been since early 90s. Haven't paid a monthly fee in years. I'm not sure about the specifics of your situation, but I suggest sitting down with a banker and ask them why and how to avoid paying service fees. Things like non sufficient funds, returned item, or over draft fees are common regardless of bank or credit union. If you're overdrawing the account, then set alerts that will text you your balance. Use features that are free (online banking and bill pay, mobile apps, etc.,.) to monitor and pay bills. You shouldn't be paying to do normal banking
  
  As for the credit card? Well what kind of card do you have? Chase used to have this "insurance" on the card that said it would pay your bill in the case of your untimely death or whatever. Call the bank and cancel that service. It's not even offered anymore.
  
  Long story short...there are ways to avoid paying fees while getting the best out of the account or credit union. You can't have a blanket statement saying "CUs are better than banks" or vice versa because it's such an individual experience.
• justincredible

  

  I use ING and USAA.
  
  Hope this helps.
• ernest_t_bass

  

  justincredible;975760 wrote:I use ING and USAA.
  
  Hope this helps.

  
  How's dlazz cum taste?
• hoops23

  

  I've been with 5/3 bank for about 7 years and have never had an issue with them.
  
  I have a free checking and savings account. I'm not going to pay a bank to hold my money.
• gport_tennis

  I have checkin, savings, and 2 cc's with chase and pay zero dollars in fees
  
  Sent from my ADR6400L using Tapatalk
• dlazz

  ernest_t_bass;975761 wrote:How's dlazz cum taste?

  I cum soy sauce.