I'm never going to 5 Guys on Polaris again

• LJ

  

  Haven't used my debit card in days, 20 minutes after going to 5 guys to get some fries, someone charged $1,000 to my bank account. The girl from Huntington won't confirm, but she hints at the account # was most likely stolen from there.
• Fab1b

  

  Dude that sucks!!
• Fab4Runner

  

  Booo! But now I am in the mood for a burger and fries. Thanks.
• Darkon

  

  This is why I always use cash.
  Will they take care of this or are you SOL?
• Society

  They have the best burger money can buy.
• Trueblue23

  

  Man I'm sorry to hear that, especially this close to Christmas.
• Nate

  Fair Credit Billing Act (FCBA)
  
  According to the FCBA, the maximum liability for unauthorized use of a person’s credit card is $50.
  
  If an individual reports the loss before the cards are used, the card issuer cannot hold the cardholder responsible for any unauthorized charges. However, if a criminal uses a person’s cards before they are reported lost or stolen, the most a person will owe is $50 per card.
  
  Furthermore, if the loss involves a person’s credit card number and not his/her card, the cardholder is not liable for unauthorized use.
• LJ

  

  Darkon wrote: This is why I always use cash.
  Will they take care of this or are you SOL?

  Yeah, Huntington actually called me and had already cancelled my card. Obviously I didn't spend $3.50 on Polaris parkway then get my card swiped 6 times in Scottsdale Arizona, so they caught it. They are getting me to Customer Service to dispute it right now, but I will call my Private Banker in the morning and he will probably have my money back to me by the end of tomorrow.
  
  The fuckers made a fake card with my account # and everything.
• LJ

  

  Keebler wrote:
  Furthermore, if the loss involves a person’s credit card number and not his/her card, the cardholder is not liable for unauthorized use.

  This, I'll get my money back, but customer service is slow at 5pm, lol.
• Laley23

  

  That sucks, but I now know what Im having for lunch or dinner tomorrow!
• Nate

  I wouldn't assume it was taken from 5 Guys. Could have been stolen from a purchase you made months ago.
• LJ

  

  Keebler wrote: I wouldn't assume it was taken from 5 Guys. Could have been stolen from a purchase you made months ago.

  It sounds like there was a series of them. So the girl was hinting to me, but wasn't allowed to say. She said some numbers were compromised through a local vendor today from POS transactions.
• Nate

  LJ wrote:

  Keebler wrote: I wouldn't assume it was taken from 5 Guys. Could have been stolen from a purchase you made months ago.

  It sounds like there was a series of them. So the girl was hinting to me, but wasn't allowed to say. She said some numbers were compromised through a local vendor today from POS transactions.

  Ahhh then I would suspect the same thing then. Gotcha. Sorry didn't know that tidbit of info. That makes total sense then.
• Sage

  

  Hustlers are everywhere, bro. Hustlers are everywhere.
  
  This is why I only pay with STRAIGHT CASH AND CASHIER'S CHECKS.
  
  Like a boss.
• Darkon

  

  LJ wrote:
  Yeah, Huntington actually called me and had already cancelled my card. Obviously I didn't spend $3.50 on Polaris parkway then get my card swiped 6 times in Scottsdale Arizona, so they caught it. They are getting me to Customer Service to dispute it right now, but I will call my Private Banker in the morning and he will probably have my money back to me by the end of tomorrow.
  
  The fuckers made a fake card with my account # and everything.

  Are you sure you didn't teleport to Arizona just to get $1000 for free.
  
  Glad your getting it back.
  Hope they catch these bastards.
• Little Danny

  

  Society wrote: They have the best burger money can buy.

  Whaa.... I can get a better burger at Wendy's for 99 cents. The fries on the other hand...
• LJ

  

  This will change the way I handle money. I guess I need to get a Credit Card for small transactions and use cash for everything else from now on. I don't have a credit card :-\
• majorspark

  

  LJ wrote: This will change the way I handle money. I guess I need to get a Credit Card for small transactions and use cash for everything else from now on. I don't have a credit card :-\

  You can process your debit card as a credit card. At least that was my understanding when they ask debit or credit.
• Society

  Little Danny wrote:

  Society wrote: They have the best burger money can buy.

  Whaa.... I can get a better burger at Wendy's for 99 cents. The fries on the other hand...

  Dumbest thing I have heard today. 5 Guys trumps the red headed slut any day of the week.
• wes_mantooth

  

  That sucks.
  
  I could never shy away from that place.......those fries are the GOAT.
• derek bomar

  

  same thing happened to me two weeks ago...fucking hassle and a half man...charge was like 400 bucks at a Wal Mart in Tucson...I was like wtf, how does someone at Wal Mart not look for ID when someone is trying to buy that much worth of shit?
• krambman

  

  Having your credit card number stolen is the easiest form of identity theft to fix. A few months ago my dad discovered that his credit score was shot because someone had gotten hold of his social security number and signed up for an electric bill in Chicago. My parents live in Idaho. He went to get a loan and found out that he had a $1800 default on his credit. And he had no way of knowing without checking his credit report since it wasn't with one of his credit cards or anything. He had to file a police report in Idaho where he lives and in Chicago and it took almost two months for the default to be taken off his record and for his credit to be restored.
• slide22

  Wow.. I use my card for almost everything (HATE carrying cash, mainly because my friends are bums,) but now I think I'll reconsider some.
• charliehustle14

  At the store I work at, we can lose our job if we forget to ask someone for their ID when they pay with credit. The first time we forget, it's a warning. The second time is termination.
  
  I don't see why employees can't take the 10 seconds to check for an ID, especially when it's a huge purchase.
• DrJ

  LJ wrote: Haven't used my debit card in days, 20 minutes after going to 5 guys to get some fries, someone charged $1,000 to my bank account. The girl from Huntington won't confirm, but she hints at the account # was most likely stolen from there.

  Dumbass