Question: Cashing a 7 Year Old Check

• ernest_t_bass

  

  Question: My wife tends to misplace things, and sometimes has no idea. I was at her parent's this past weekend, going through some old things, deciding if we wanted them or not. I stumbled upon an old work check that was from February 2004, for $400+. It was uncashed. My first reaction was, "geesh, she must not have been that hard up for money!"
  
  Then we got to talking and were wondering about the process of obtaining the money. Since she earned the money, yet never cashed the check, is she entitled to the $400+? NOWHERE on the check or stub say that it needs to be cashed within 90 days, etc.
  
  Is she entitled to it?
  Do you think we'd be able to obtain the funds?
  
  Note: I'm not going to just go to the bank and cash it. I will first call their bank and talk with them, and them call the company.
  
  What say you?
• dlazz

  Checks expire after 180 days normally, but it's probably unclaimed funds now.
  
  Just contact the employer and explain it. They'll likely just cut you another one
• SnotBubbles

  

  Bang her sister.
• Cat Food Flambe'

  

  dlazz;809625 wrote:Checks expire after 180 days normally, but it's probably unclaimed funds now.
  
  Just contact the employer and explain it. They'll likely just cut you another one

  
  ..if it wasn't already replaced years ago.
• ernest_t_bass

  

  Cat Food Flambe';809645 wrote:..if it wasn't already replaced years ago.

  
  That's one of the things I'm wondering. My wife doesn't have a great memory. I told her, "I'm sure that is something that you would remember, losing a paycheck." She said, "Not necessarily."
  
  Would their records show (do you think) if they voided that check to cut her another one?
• SnotBubbles

  

  Just call the fucking bank and then the employer.....then bang her sister. You could have had this resolved by now.
• Cat Food Flambe'

  

  ernest_t_bass;809648 wrote:That's one of the things I'm wondering. My wife doesn't have a great memory. I told her, "I'm sure that is something that you would remember, losing a paycheck." She said, "Not necessarily."
  
  Would their records show (do you think) if they voided that check to cut her another one?

  
  
  Most likely, yes. Depends on the company - does she still work there?
• stroups

  

  Im not sure what the bank can do about it. Call the employer and speak with them if not just deposit it. For the love of god don't cash it.
• rydawg5

  if its that old its most likely at the unclaimed funds department. Go to missingmoney.com and search for it. a check is void after 180 days and a company is required to send unclaimed money to the state after its stated time. Ohio is 5 years ithink so after 2006 a company HAS TO Send it to state.
• raiderbuck

  All the bank's going to do is contact the company that issued the check. Or just refuse to cash it. Just call the company that cut the check.
• rydawg5

  its at the unclaimed funds dept. donttake any other advice.
• Commander of Awesome

  

  What a lame thread, use some common sense here. My guess, tough break, she wont get the money.
• ernest_t_bass

  

  Well, it's not on missingmoney.com. She does not work for this employer any more, and hasn't for about 5-6 years or so. She knew the owners well. I'm encouraging her to call them, but she said she feels stupid. I told her she IS stupid, having married me.
• ernest_t_bass

  

  Commander of Awesome;809686 wrote:What a lame thread.

  
  Dear Troll... Am I the new Dynasty, since you keep following me around?
  

  Commander of Awesome;809686 wrote:My guess, tough break, she wont get the money.

  Kinda my first instinct, but worth a try.
• rydawg5

  Commander of Awesome;809686 wrote:What a lame thread, use some common sense here. My guess, tough break, she wont get the money.

  
  
  Companies are REQUIRED to send unclaimed funds to the state after a certain time period. However, they would have certainly tried to contact heror maybe even sent her a new check that she cashed in replace of that one. The company will work for will be able to verify. Contact their accounting dept.
• Commander of Awesome

  

  ernest_t_bass;809689 wrote:Dear Troll... Am I the new Dynasty, since you keep following me around?

  
  Thats great.
• DeyDurkie5

  

  I just don't understand why you would post this on here...call the employer, explain the situation and get it solved that way. Turdball.
• ernest_t_bass

  

  Commander of Awesome;809708 wrote:Thats great.

  
  OK, ginger.
• ernest_t_bass

  

  DeyDurkie5;809747 wrote:I just don't understand why you would post this on here...call the employer, explain the situation and get it solved that way. Turdball.

  
  Opinions? Banter? Students?
• Raw Dawgin' it

  

  SnotBubbles;809654 wrote:Just call the fucking bank and then the employer.

  
  This.
• ernest_t_bass

  

  Raw Dawgin' it;809785 wrote:This.

  
  There you are.
• Raw Dawgin' it

  

  ernest_t_bass;809687 wrote:I told she IS stupid, having married me.

  
  She must have needed her green card