Insurance Question: How Do I Go About This?

• ernest_t_bass

  

  kayo;783191 wrote:Why the hell didn't you ask the insurance company when you talked to them?
  
  "Y'know, I'll probably get a better answer from the morons on OC"

  
  LOL, WUT? OMG, WTF, FTW!
• mcburg93

  

  estimates are always good that way you know how much its gonna cost. I would reccomend getting a few and turning them in prolly give you a better idea of what its gonna cost anyways.
• GoChiefs

  

  I just covered my roof with a tarp over the leak. They didnt want to climb on the roof so they just approved the new roof.
• WebFire

  Be careful making unnecessary claims as well. You don't want to make claims unless you really need to. A $500 claim isn't worth the potential premium increase. Claims also make it hard to get insurance later if needed.
• DeyDurkie5

  

  ernest_t_bass;783022 wrote:I have a leaky roof. I am going to repair it myself, put new shingles on. If the insurance company agrees to fix it, how do I go about this (getting a check from them) if I am doing the work myself? I basically want their money to cover the cost of the materials.

  
  call your insurance company and ask them, you jackass
• FatHobbit

  

  Maybe he thought the insurance company would want a professional to do it, but he was hoping someone here knew how to get around that so he could pocket the extra cash? Sheesh...
• ernest_t_bass

  

  DeyDurkie5;783273 wrote:call your insurance company and ask them, you jackass

  
  OK.
• ernest_t_bass

  

  FatHobbit;783314 wrote:Maybe he thought the insurance company would want a professional to do it, but he was hoping someone here knew how to get around that so he could pocket the extra cash? Sheesh...

  
  This guy gets it.
• THE4RINGZ

  

  Do you have any experience roofing a house?
• ernest_t_bass

  

  THE4RINGZ;783383 wrote:Do you have any experience roofing a house?

  
  Plenty. I've done plenty in my days. Tear-off, replaced sheeting, etc. Used to do it with a hammer.
• WebFire

  ernest_t_bass;783345 wrote:This guy gets it.

  
  I got what you were trying to do. Just don't think your insurance is going to cover it.
• GoChiefs

  

  ernest_t_bass;783345 wrote:This guy gets it.

  
  With my insurance company, Nationwide, they said OK, it will take this amount of labor hours and material costs and figured it up and cut me a check for that amount. Then it was up to me to find someone to do it. They didn't even need a quote before cutting the check. They made out the check for like $5,200 I believe, and it costs $4,400 to actually have it done.
• Thread Bomber

  

  ernest_t_bass;783146 wrote:Been in the house for two months. Shingles coming off. Leaky sky-lights.

  If you just purchased the house and the bad roof was not disclosed, you may have a claim against the seller. Did you buy the house with a homeowners warranty?
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  Oh yeah.... You're a dumn ass.