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Insurance cost ……

  • Belly35
    Abe Vigoda;1405646 wrote:I will take belly's bait. Prior to this year, the cost of health insurance for my company has experienced an average increase of 12% over the past twenty years. Benefits have been reduced, and out of pocket expenses have increased just to maintain this much of an increase. Family out of pocket is now 10,000. Single costs 6,048 and family is 12,120 per year. Simply put, I can no longer afford to offer my employees health insurance. The system was broke and the Republicans missed their chance for fixing it. Permitting insurance to be sold across state lines is not a fix. Studies have shown minimal impact on premiums. (Google it yourself, I am too lazy to provide a link)

    Belly, instead of bitching and repeating what you hear on Fox, why don’t you and your tin party come up with some solutions? Here is some good information on premiums.

    http://policyinsights.kff.org/
    So in your opinion the GOP don't come up with a plan (was the system really that broken that required a plan) but the Democrat Socialist Party Obamacare is the answer?

    So a failure idea / plan is perfectly fine. You're OK with that?
  • Abe Vigoda
    All of your responses are excitly why we have Obamacare now. Epic fail on your part. Yes the system is broken. Both parties have attempted to fix it the past 20 years. The individual mandate is a Republican idea, but you all have your heads so far up your ass with anything anti Obama you forget.
  • gut
    Abe Vigoda;1405812 wrote:The individual mandate is a Republican idea
    Most people on this board aren't Republican, much less RINO's
  • Cleveland Buck
    Abe Vigoda;1405646 wrote:I will take belly's bait. Prior to this year, the cost of health insurance for my company has experienced an average increase of 12% over the past twenty years. Benefits have been reduced, and out of pocket expenses have increased just to maintain this much of an increase. Family out of pocket is now 10,000. Single costs 6,048 and family is 12,120 per year. Simply put, I can no longer afford to offer my employees health insurance. The system was broke and the Republicans missed their chance for fixing it. Permitting insurance to be sold across state lines is not a fix. Studies have shown minimal impact on premiums. (Google it yourself, I am too lazy to provide a link)

    Belly, instead of bitching and repeating what you hear on Fox, why don’t you and your tin party come up with some solutions? Here is some good information on premiums.

    http://policyinsights.kff.org/
    You don't want to know the solution because it goes against everything you have been taught to believe, and I sure don't feel like butting my head against decades of indoctrination right now. But here is a good start.

    http://mises.org/daily/6099/Government-Medical-Insurance
  • stlouiedipalma
    Belly35;1405714 wrote:So in your opinion the GOP don't come up with a plan (was the system really that broken that required a plan) but the Democrat Socialist Party Obamacare is the answer?

    So a failure idea / plan is perfectly fine. You're OK with that?
    Belly, the Republican Party hasn't touched health care reform in my lifetime. I'm sure that they are really against the ACA because they would prefer to return to a system of absolutely no checks and balances. At least one of the folks on this forum sums up the R's position perfectly when he says that those without insurance shouldn't receive care. I'm not a fan of the ACA simply because it doesn't go far enough. I would rather see a single-payer system or an expansion of Medicare to include those 50 and older. I have always been covered by health insurance, either by my parents, by my employer or now, through my wife's employer. I had a reasonable health policy when I worked for 34 years in the steel industry. It wasn't as good as the plan offered to the Union workers, but I could afford what I had to pay. When I retired 5 years ago, my options were to either accept my company's insurance for retirees, with a high deductible and high out-of-pocket with a $1500/month premium or go on my wife's plan through her employer, the local school district. We pay a little more each month (kinda busts the myth about school employees getting big-time coverage for free) but the coverage is better. If not for the ACA, I probably wouldn't be able to find affordable coverage due to pre-existing conditions. I've got to believe that Canada has it right, regardless of the myths and lies being told about their health care.
  • IggyPride00
    Americans are forced to supplement the healthcare cost of the entire world.

    We are the only market that allows private companies to rape and pillage to make up for hte profits they aren't making in every other industrialized country that has government price controls.

    It is why we pay $10 for a pill that Canadians pay $.50 for. It is why medical devices cost 10X here what they cost for the same thing in another country.

    That is the reality of why prices we pay will continue to surge.

    Private companies are stuck with no choice but to rape and pillage Americans because when you can't sell it at a profit elsewhere, you have no choice but to have us pick up the bill as the only market that allows for infinite price increases.

    It is the dirty secret that Washington politicians continue to leave out of the healthcare cost conversation, and one medical products and pharma companies would like to continue to see hidden as it would lead to great outrage if the American public knew the true extent of how hard we take it up the ass because of it.
  • gut
    IggyPride00;1406424 wrote:It is the dirty secret that Washington politicians continue to leave out of the healthcare cost conversation, and one medical products and pharma companies would like to continue to see hidden as it would lead to great outrage if the American public knew the true extent of how hard we take it up the ass because of it.
    I mentioned this before, and it's why R&D is going to take a huge hit if they can make-up profits in the US.

    But reality is, while we subsidize global Medical/Pharma (and also military/defense), we get many other subsidies in return such as low interest rates, cheap oil, etc.

    The US comes out ahead in that equation. But do we have to subsidize global Medical/Pharma? Probably not, but then again SOMEONE has to pay for the R&D.
  • believer
    IggyPride00;1406424 wrote:It is the dirty secret that Washington politicians continue to leave out of the healthcare cost conversation, and one medical products and pharma companies would like to continue to see hidden as it would lead to great outrage if the American public knew the true extent of how hard we take it up the ass because of it.
    And that is, indeed, the - um - "bottom" line.
  • Raw Dawgin' it
    sleeper;1405649 wrote:I actually do have a solution. Don't treat people who don't have health insurance. Costs would plummet overnight but that would lose plenty of votes for the D party so it's a wasted effort.
    100% agree with this.